- If about microfinance or inclusive finance, I write about things which I hear, about events I go to, or articles I read. There is a small bias towards mobile payments, alternative delivery channels, and alternative data for credit scoring since I am am very interested in these topics. When I do not blog about interesting topics, I am an impact microfinance investment officer at the European Investment Bank (EIB).
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Tag Archives: financial education
Can the time I spent on Facebook determine my credit score? The birth of a Chinese Lending Club…
…this is at least the hypothesis of China’s largest peer-to-peer lending site. They have rated 50m Chinese consumers for creditworthiness using social networking and computer gaming data. i.e., if you spend a lot of time chatting on social networks or playing computer … Continue reading
Posted in Allgemein Tagged alternative data, consumer protection, credit analysis, financial education Comments Off on Can the time I spent on Facebook determine my credit score? The birth of a Chinese Lending Club…
Combining inclusion and protection?
… so this is a guest post by guest blogger Claudia Huber: I remember Compartamos’ initial public offering (IPO) in early 2007. Microfinance still being considered the panacea to all development problems, Compartamos shares were 13 times oversubscribed and sold … Continue reading
Posted in Allgemein Tagged Africa, consumer protection, financial education, mobile banking Comments Off on Combining inclusion and protection?
Do we need training on finance in Luxembourg?!
It seems so: From March 9-13 2015, Luxembourg will celebrate its “Woch vun de Suen” in the context of the European Money Week. With 4% of all households in Luxembourg being overindebted (12% for Europe), the Luxembourg Banker´s Association launched a … Continue reading
Posted in Allgemein Tagged financial education, Luxembourg Comments Off on Do we need training on finance in Luxembourg?!