Monthly Archives: September 2015

Indian Agent Networks – or how to open 10million accounts in a week

The Helix Institute launched another of their Agent Network Accelerator Surveys. This time on India. For those who do not know them yet, The Helix Institute of Digital Finance, was founded in November 2013 as a partnership between MicroSave, the Bill & Melinda Gates Foundation, … Continue reading

Posted in Allgemein | Tagged , , , , | Comments Off on Indian Agent Networks – or how to open 10million accounts in a week

Online lenders – Threat or promise?!

You might have already heard about Lending Club, Prosper, or OnDeck? In my initial understanding these online lenders offer loans more conveniently and with lower interest rates than a traditional bank, i.e., they provide access to credit to many who often … Continue reading

Posted in Allgemein | Tagged , , | Comments Off on Online lenders – Threat or promise?!

Can the time I spent on Facebook determine my credit score? The birth of a Chinese Lending Club…

…this is at least the hypothesis of China’s largest peer-to-peer lending site. They have  rated 50m Chinese consumers for creditworthiness using social networking and computer gaming data. i.e., if you spend a lot of time chatting on social networks or playing computer … Continue reading

Posted in Allgemein | Tagged , , , | Comments Off on Can the time I spent on Facebook determine my credit score? The birth of a Chinese Lending Club…

My contribution to the Microfinance Barometer 2015! “DFS – what is it? and if yes, how many?”

Ok, ok, ok my article in the Microfinance Barometer is not a blog, but I still thought it might be interesting to feature it here. Digital Financial Services PLUS seem to be THE new thing in our sometimes a little … Continue reading

Posted in Allgemein | Tagged , , , | Comments Off on My contribution to the Microfinance Barometer 2015! “DFS – what is it? and if yes, how many?”

Bitcoin! To regulate or not to regulate?!

After having introduced the topic of “bitcoin” and how it could potentially relate to microfinance or support digital finance in developing countries (I am still not convinced, but am happy to be convinced otherwise), I now want to let you … Continue reading

Posted in Allgemein | Comments Off on Bitcoin! To regulate or not to regulate?!